ENHNCIFY™
ENHNCIFY™

You already know financing closes jobs.

Let's find out what it's costing you.

Do you currently offer homeowner financing?

Not offering financing yet?
You're not alone.

Many contractors wait until customers begin asking for financing, competitors begin offering it, or they decide it's time to grow.

Let's quickly understand where financing could create value inside your business.

What made you start looking into financing?

Select any that apply — there's no right answer.

Approximately how many projects does your company complete each year?

One tap — a rough range is perfect.

What's your average (or typical) project size?

$25,000

Drag — your best guess is perfect.

How many jobs do you finance a month?

1

What dealer fee are you paying today?

10%

Not sure? As a general example, many programs land between 8% and 12% — pick your best estimate. You can change it anytime.

Here's what that could represent.

$300,000

One additional $25,000 project every month — $300,000 in additional annual revenue.

If financing helps you win even a handful of additional projects each year, understanding the financing landscape becomes one of the highest ROI decisions you can make for your business.

Let's look at the two primary financing models contractors use today.

Scene 2 · The landscape

Every program you've ever been pitched is one of two shapes.

Tap each card to reveal it.

?

Model one

Model one

Dealer-Fee Financing

You enroll with a lender's program. Each funded project costs you a percentage — the dealer fee.

?

Model two

Model two

Marketplace Financing

You join a platform connected to many lenders. Homeowners apply once and see options from a marketplace.

Scene 3 · The honest comparison

Same goal. Different economics.

$Dealer-fee: fees may range from 4% to 20%, depending on the provider, promotion, and agreement.
⚡Dealer-fee: often fast to start — a strong option when speed matters most.
−Dealer-fee: every funded job gives up margin, and options are limited to that provider's programs.
✓Marketplace: flat annual membership — no dealer fee per funded transaction.
✓Marketplace: you may earn commissions on qualifying funded projects, with access to a broad lending marketplace.
•Marketplace: the membership is an upfront annual commitment.

If immediate speed is your highest priority — dealer-fee financing may fit better.If avoiding transaction-based dealer fees and accessing a broader lending marketplace matters more — Enhancify may fit better.

Scene 4 · One job

Watch one of your jobs get funded.

Dealer program · 10% fee
$25,000
− $2,500
You keep (est.)
$22,500
Dealer fee deducted: $2,500
10%

Drag the fee — the chunk is yours to size.

Scene 5 · A full year

Now run your year.

Before we run it — what do you think this equals over one full year?

Let’s find out…

$0
Estimated dealer fees paid
January

Drag to December →

Scene 6 · Follow the money

Where does the money actually go?

Watch where the money goes after your customer is approved.

Dealer-fee route

Homeowner chooses financing
Application submitted
Application approved
Project completed
Customer signs the Certificate of Completion
Dealer fee − 10%
Lender pays contractor directlyYou are paid directly by the financing provider after the project is complete and the homeowner signs the Certificate of Completion.

Funding timing and certificate-of-completion requirements vary by provider and program.

Marketplace route

Homeowner starts the quick applicationTakes about 90 seconds
FDA accepted
Application submitted
Application approved
Funds deliveredaccording to the selected lender's process
Homeowner pays contractorHomeowner pays you before construction begins using approved funds — no dealer fee charged by Enhancify.Full payment ✓
Construction begins

Funding timing varies by lender, borrower qualifications, documentation requirements, and the homeowner's agreement with the contractor.

Dealer-Fee Model

You are paid after the project is complete.

Marketplace Model

The homeowner can pay you before construction begins using approved funds.

Scene 7 · Your real customers

Your customers aren't all perfect borrowers. Pick one.

Single lender

One credit box

One program decides alone.

Marketplace
30+

programs that may consider this profile

Scene 8 · The homeowner's hands

Feel the number change under your thumb.

$25,000
$270–$595/mo
The number your customer fears
Lump sumMonthly payments
· Powered by Enhancify
$25,000
$270 to $595 / month
estimated example range
Scene 9 · A key milestone

Before the application goes in — the homeowner agrees.

Funding Designation Agreement
Sample document · for illustration
✓ Tap to Agree
Homeowner agreement · sample
✓
FDA Accepted ✓

The FDA identifies the contractor selected for the project and documents that approved financing is intended for that contractor's services. It is not a construction contract and should not be presented as a guarantee of payment — it documents the homeowner's intended use of approved funds and keeps the financing process organized.

  • ✓ Accepted before the financing application
  • ✓ Identifies the selected contractor
  • ✓ Documents intended use of approved funds
  • ✓ Keeps the financing process organized
Scene 10 · Behind the scenes

One application. A marketplace of lenders.
You run it.

Enhancify
Example Lender A · 60 months
est. $530/mo
fixed-payment style · Example only
Example Lender B · 120 months
est. $330/mo
longer-term style · Example only
Example Lender C · Promotional
Varies
select lenders may offer promotional plans · Example only

Illustrative examples only — not offers, rates, or commitments.

Scene 11 · Your year, two ways

The arithmetic you just did yourself.

Dealer-fee model · your fees / year
$30,000
at 10% · 12 funded jobs · $25,000 avg
Enhancify · same year
Annual membership$1,749
Minimum commissions (12 × $50)− $600
Net cost$1,149
Estimated annual difference — your numbers
$28,851
Where would you put it back? Tap what you'd fund.

Illustrative comparison. Commissions shown at the $50 program minimum — commission potential is uncapped.

Scene 12 · Staying in control

Run your pipeline. Tap any customer.

Advance a sample application yourself — Prequalified → Viewing options → Funded.

Contractor DashboardSample data
Tap a row to move it forward — in real life, they move on their own.
Scene 13 · The decision
Your numbers today
Average project$25,000
Jobs financed / year12
Your dealer fee10%
Estimated dealer fees / year$30,000
Enhancify net (after min. commissions)$1,149
Estimated annual difference$28,851

You've never seen financing laid out like this.Which model fits your business?

Schedule My Onboarding → Talk With Bryton